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	<title>Pacific Wellness Toronto &#187; Insurance Coverage</title>
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		<title>Running Out Of Time, But Not Out Of Benefits?</title>
		<link>http://pacificwellness.ca/news/running-out-of-time-but-not-out-of-benefits/</link>
		<comments>http://pacificwellness.ca/news/running-out-of-time-but-not-out-of-benefits/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 15:03:42 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/?p=458</guid>
		<description><![CDATA[WARNING: Procrastination may result in more stress. If you would like to avoid the hassle of squeezing in last minute massage appointments in December, you could start coming for your regular treatments now. Please keep in mind, the December overflow can be very stressful and you may not be able to schedule your appointment on [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="alignnone size-full wp-image-459" title="Running out of time but not out of insurance benefits" src="http://pacificwellness.ca/news/wp-content/uploads/2011/11/shopping-stress.jpg" alt="" width="199" height="260" /></p>
<h3>WARNING: Procrastination may result in more stress.</h3>
<p>If you would like to avoid the hassle of squeezing in last minute massage appointments in December, you could start coming for your regular treatments now. Please keep in mind, the December overflow can be very stressful and you may not be able to schedule your appointment on short notice.</p>
<p>You may wish to call your insurance company to check the amount of unused coverage for this calendar year and start planning your visits now.</p>
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		<title>Insurance Benefits and Booking</title>
		<link>http://pacificwellness.ca/news/insurance-benefits-and-booking/</link>
		<comments>http://pacificwellness.ca/news/insurance-benefits-and-booking/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 13:09:18 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/?p=354</guid>
		<description><![CDATA[With only 4 months left until the end of this calendar year, you may wish to plan booking your massage and shiatsu appointments now.  If December marks the end of insurance year and you still have some unused coverage dollars for this year, why not spare yourself the stress of squeezing in appointments at the [...]]]></description>
			<content:encoded><![CDATA[<p>With only 4 months left until the end of this calendar year, you may wish to plan booking your massage and shiatsu appointments now.  If December marks the end of insurance year and you still have some unused coverage dollars for this year, why not spare yourself the stress of squeezing in appointments at the end of this year?</p>
<p><em>To arrange your appointments please call our front desk at <a href="tel:416-929-6958" target="_blank">416-929-6958</a>.  We will be happy to assist you.</em></p>
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		<item>
		<title>Insurance Coverage Deadline</title>
		<link>http://pacificwellness.ca/news/insurance-coverage-deadline-2010/</link>
		<comments>http://pacificwellness.ca/news/insurance-coverage-deadline-2010/#comments</comments>
		<pubDate>Wed, 10 Nov 2010 16:11:10 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>
		<category><![CDATA[Pacific Wellness]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/?p=246</guid>
		<description><![CDATA[INSURANCE COVERAGE DEADLINE The End of Insurance Year is near for those whose insurance coverage runs by a calendar year.  If you are not sure if you still have unused coverage left for this year, you may want to contact your insurance company to check your balance. Keep in mind that insurance companies will not [...]]]></description>
			<content:encoded><![CDATA[<h2>INSURANCE COVERAGE DEADLINE</h2>
<p>The End of Insurance Year is near for those whose insurance coverage runs by a calendar year.  If you are not sure if you still have unused coverage left for this year, you may want to contact your insurance company to check your balance.</p>
<p>Keep in mind that insurance companies will not transfer any unused coverage to the next year.  When planning your appointments before the end of the year, please consider our Holiday Schedule in December.  Our clinic will be closed after December 24<sup>th</sup>.</p>
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		<title>Massage Coverage and Booking</title>
		<link>http://pacificwellness.ca/news/massage-coverage-and-booking/</link>
		<comments>http://pacificwellness.ca/news/massage-coverage-and-booking/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 13:06:32 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>
		<category><![CDATA[Massage Therapy]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/?p=177</guid>
		<description><![CDATA[As we informed you in our previous newsletter, as of July 1, 2010 the 13% HST has been implemented into our fees.  Please rest assured that our actual massage fees (the net cost before tax) remain the same. We have always been committed to providing top-notch registered massage therapy services for a reasonable price.  Our [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-medium wp-image-178 aligncenter" title="Shoulder Massage" src="http://pacificwellness.ca/news/wp-content/uploads/2010/09/Shoulder-Massage-300x199.jpg" alt="" width="300" height="199" /></p>
<p>As we informed you in our previous newsletter, as of July 1, 2010 the 13% HST has been implemented into our fees.  Please rest assured that our actual massage fees (the net cost before tax) remain the same.</p>
<p>We have always been committed to providing top-notch registered massage therapy services for a reasonable price.  Our fees for massage services remain lower than the 2010 fee guideline recommended by the Registered Massage Therapists Association of Ontario (RMTAO) and are significantly lower than those at many spas in downtown Toronto. If you have insurance coverage and your insurance company has not yet adjusted the coverage amount (they often refer to it as the “reasonable and customary” fee per visit) with the implemented HST, now is a good time to talk to your adjuster and inform them of the new fee guideline issued by the RMTAO, which is $82.00 plus HST per one-hour visit.</p>
<p>For most of our clients, December marks the end of insurance year; therefore, many people try very hard to book as many appointments as possible before the year’s end.  If you would like to spare yourself the stress of squeezing in several appointments in December, please consider scheduling your regular visits now to give yourself more time for shopping and fun during the holiday season.</p>
]]></content:encoded>
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		<title>Your Current Insurance Benefits May Soon Expire</title>
		<link>http://pacificwellness.ca/news/your-current-insurance-benefits-may-soon-expire/</link>
		<comments>http://pacificwellness.ca/news/your-current-insurance-benefits-may-soon-expire/#comments</comments>
		<pubDate>Sat, 01 May 2010 12:49:52 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/?p=109</guid>
		<description><![CDATA[A special notice for U of T employees and other Green Shield plan holders Some extended health insurance policies have a fixed policy year different from the calendar year ending on December 31. For example, University of Toronto Green Shield plans have a year end of June 30. Typically, unused insurance benefits cannot be transferred [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><em>A special notice for U of T employees and other Green Shield plan holders</em></p>
<p><img class="size-full wp-image-111  alignright" style="border: 0px;" title="massage-shoulder" src="http://pacificwellness.ca/news/wp-content/uploads/2010/05/massage-shoulder.jpg" alt="" width="100" height="149" align="right" />Some extended health insurance policies have a fixed policy year different from the calendar year ending on December 31. For example, University of Toronto Green Shield plans have a year end of June 30.</p>
<p>Typically, unused insurance benefits cannot be transferred to the next policy year.</p>
<p>If your policy year end is approaching soon, now is the time to book your massage therapy sessions. Please call 416-929-6958 for an appointment.</p>
]]></content:encoded>
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		<item>
		<title>Unused Insurance Benefits?</title>
		<link>http://pacificwellness.ca/news/unused-insurance-benefits/</link>
		<comments>http://pacificwellness.ca/news/unused-insurance-benefits/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 16:03:35 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>
		<category><![CDATA[Massage Therapy]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/unused-insurance-benefits/</guid>
		<description><![CDATA[DID YOU KNOW? YOU MAY STILL HAVE SOME UNUSED INSURANCE BENEFITS For most extended health insurance plans, the end of the calendar year means the end of the policy year. Please keep in mind that your unused coverage dollars for this year may not carry through into the next year. We suggest that you contact [...]]]></description>
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<p align="center"><strong>DID YOU KNOW?  YOU MAY STILL HAVE SOME<br />
UNUSED INSURANCE BENEFITS </strong></p>
<p align="center"><img src="http://www.pacificwellness.ca/images/news/massage-session.jpg" alt="massage toronto insurance" border="0" width="235" height="173" /></p>
<p><strong> </strong>For most extended health insurance plans, the end of the calendar year means the end of the policy year.  Please keep in mind that your unused coverage dollars for this year may not carry through into the next year.  We suggest that you contact your insurance company to check your current unused coverage balance.  If you are planning to have therapeutic sessions that last longer than one hour, please ask your insurance company if there is a daily limit on the duration and total cost of your visit.</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Direct Insurance Billing Service for Massage Treatments</title>
		<link>http://pacificwellness.ca/news/direct-insurance-billing-massage-toronto/</link>
		<comments>http://pacificwellness.ca/news/direct-insurance-billing-massage-toronto/#comments</comments>
		<pubDate>Fri, 01 May 2009 14:04:17 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>
		<category><![CDATA[Pacific Wellness]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/did-you-know-2/</guid>
		<description><![CDATA[Did you Know? Our services such as massage therapy, shiatsu, and reflexology are covered by most employee benefits. We are one of the very few clinics in Toronto that offer direct insurance billing.]]></description>
			<content:encoded><![CDATA[<h3><img border="0" align="right" width="225" src="http://pacificwellness.ca/images/news/massage-benefits-225.jpg" height="150" />Did you Know?</h3>
<p>Our services such as massage therapy, shiatsu, and reflexology are covered by most employee benefits. We are one of the very few clinics in Toronto that offer direct insurance billing.</p>
]]></content:encoded>
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		<item>
		<title>Notice: Insurance and Holiday Alert</title>
		<link>http://pacificwellness.ca/news/notice-insurance-and-holiday-alert/</link>
		<comments>http://pacificwellness.ca/news/notice-insurance-and-holiday-alert/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 19:32:16 +0000</pubDate>
		<dc:creator>Pacific Wellness</dc:creator>
				<category><![CDATA[Insurance Coverage]]></category>
		<category><![CDATA[Massage Therapy]]></category>
		<category><![CDATA[Pacific Wellness]]></category>

		<guid isPermaLink="false">http://pacificwellness.ca/news/2008/11/21/notice-insurance-and-holiday-alert/</guid>
		<description><![CDATA[If you still have some insurance coverage available for this year and would like to maximize your benefits, consider the following tips: Call your insurance company to check the amount of unused coverage. If you are planning to have therapeutic sessions longer than one hour, find out from your insurance company if there is a [...]]]></description>
			<content:encoded><![CDATA[<p><img border="1" align="right" width="150" src="http://www.pacificwellness.ca/images/news/massage-nov08-150.jpg" alt="massage insurance holiday season" height="100" />If you still have some insurance coverage available for this year and would like to maximize your benefits, consider the following tips:</p>
<ol type="1">
<li>Call your insurance company to check the amount of unused coverage.</li>
<li>If you are planning to have therapeutic sessions longer than one hour, find out from your insurance company if there is a daily limit on the duration and total cost of the visit.</li>
<li>Keep in mind that insurance companies will not reimburse you for visits that are scheduled for the next year.  Unused coverage may not be transferred to the next year.</li>
</ol>
<p>There will only be three weeks in December for appointments as <strong>our clinic will be closed from December 25th to January 2nd for the holidays.</strong></p>
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